Dec 1, 2025
Planning for Long-Term Care: A New and Innovative Solution I just wrote about planning for Long-Term Care in my June blog, but lately, this topic comes up more than any other insurance planning topic. Long-term care (LTC) planning has changed significantly over the...
Nov 1, 2025
From Making the Shot to Uninsurable (for 6 months) Life can change in a matter of seconds. It was a Saturday morning in late September this year at our local Y, playing half-court basketball with the 30-and-over crowd (I’m 46). I got past my defender, pulled up from...
Oct 1, 2025
The UNO Wild Card: Life Insurance Cash Value When you think of a Wild Card in UNO, what comes to mind? Flexibility. Power. Opportunity. In a tough game, a Wild Card can change the direction of play and give you the edge you need. Now, imagine having that same kind of...
Sep 1, 2025
Maslow’s Hammer American psychologist Abraham Maslow famously stated, “I suppose it is tempting, if the only tool you have is a hammer, to treat everything as if it were a nail.”* This idea—known as Maslow’s Hammer or the Law of the Instrument—describes a...
Aug 1, 2025
Three Life Insurance “Half-Truths” Advisors, you have clients that believe the statements below to be fact. The purpose of our August edition is to clear these up so that your clients’ life insurance expectations can be met. We’ll take them one at a time:...
Jul 1, 2025
Yes, Your Term Life Insurance Company Can Do That! Did you know that an insurance company can often restrict the policy you can convert your term policy to in the future? That’s exactly what a major insurance company recently announced for a group of inforce term...
