Personal Insurance

Life Settlements

What if you no longer need or can afford your life insurance policy? You may be able to sell your policy in a life settlement.

A life settlement is a sale of your policy to a third-party for a lump sum that is more than the cash value of the policy but less than the death benefit. The buyer is responsible for any future premiums and collects any benefits when the insured passes.

Our goal is to help you determine if a settlement is the right choice for you, and to get you the highest fair market value offer. We use a transparent auction process that markets policies to 18+ of the industry’s top life settlement providers, removing the risk of a single provider making a low offer for your policy.

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49% of financial advisors admit they lack knowledge about life settlements.1

More than $112B of policy face value lapses by seniors over age 65 each year.2

8 out Of 10 policy owners didn’t know they could sell their policy.3

1. The Hidden Value in your Life Insurance, 2016
2. Life Insurance Settlement Association, 2015
3. The Life Settlements Report, 1/31/2019

Are You Ready to Learn More?